Rebuild Your Trade: Returning to Business After Insolvency
A Structured Legal Foundation for Starting Over The question most business owners and directors ask after being declared insolvent is whether they can return to business as usual. In South African commercial law, most people can trade again after sequestration. But timing restrictions, legal capacity, and commercial regulations all become deciding factors before business activities […]
Your HR Files Could Be a POPIA Problem
Keeping everything “just in case” can become a liability Many HR departments freely collect employee information and keep it indefinitely. The reason is almost always the same: we might need it someday. Payslips and medical certificates of former employees, CCTV footage stored on a shared drive, or disciplinary records retained long after a case has […]
Time Is, Indeed, Money!
How to make time work for your money. It’s often said that time is money, and when it comes to your finances, that’s absolutely true. The principle of the time value of money is simple: money available today is worth more than the same amount in the future, because it has the potential to earn […]
Knowledge Is Power – If You Can Find It
The real threat to your business is old habits. In July 2025, a mid-sized South African business lost one of its most experienced employees. The impact was catastrophic. This was not because of his seniority, but because he was the only one who knew how everything worked. Systems, processes, and compliance routines were all inside […]
Networking online
How to make professional connections remotely—and why it matters ON PAPER, networking is a relatively simple task. Mingle with like-minded professionals while sipping wine and you greatly increase your chances of landing a coveted role, or building your dream career. Pre-COVID, gearing up for a networking event, you would probably have walked into a venue, […]
Demotion as a Disciplinary Measure
When an employee is found guilty of serious misconduct, the first thing that comes to mind is dismissal. But is firing someone always the only, or the best option? In South African Labour Law, demotion is a lesser known but important alternative to dismissal that can offer a fair solution for both employer and employee. […]
Common Wealth-Planning Mistakes
In his poem The Mistake, James Fenton talks about the sad truth in making mistakes. He beautifully describes that even with blatant warnings that are ignored or subtle hints that have gone unnoticed, we sometimes go about our lives not knowing about the mistakes we are making—and how they will impact our loved ones when […]
Get Paid on Time: Five Tips for Business Owners
Small businesses can master the skill of getting paid on time—here’s how. For small and medium businesses, getting paid on time is one of the biggest administration headaches. After all, when customers don’t pay on time, cash flow takes a knock and you need to borrow money to pay suppliers and service providers. Let’s not […]
How to Register Your Business in South Africa: A Step-by-Step Guide
Registering a business in South Africa is essential to ensure your company operates legally and complies with local regulations. The process can be straightforward if you follow the proper steps. Here’s a guide to help you through the registration process. Step 1: Choose Your Business Structure The first decision you’ll need to make is the […]
Planning to Renovate Your Home?
Your insurer or broker should be the first to know. Many South African homeowners are investing in renovating their homes to increase its value. However, whether you’re planning to revamp your kitchen, bathroom or do some landscaping, anything that affects the replacement cost of your home can affect the amount of short-term insurance cover—and, in […]